Automation Tax for Job Losses
Let me upfront tell that I am not against Technology, Automation and Artificial Intelligence (AI). In fact, it is what I have done and continue to do for my own living; However, like a coin has two sides….
Exploratory Data Analysis
In Analytics one of the often-used term is EDA – Exploratory Data Analysis. I have observed many analysts unable to understand this simple but powerful analytical approach. In this blog, I will try to explain it lucidly.
Demonetization, White Money and Cashless Society
The entire demonetization drive has been started to unearth black money and move the country towards a cashless society. WILL DEMONITIZATION HELP ELIMINATE BLACK MONEY AND USHER US IN A CASHLESS SOCIETY?
Is Analytics Career for Me? [ Part – 2 ]
Logical Thinking and Business Understanding is very essential for one to be able to gain domain knowledge and thereby solve the business problem. Mathematics and Flair for Numbers is important.
Is Analytics Career for me? [ Part – 1 ]
I am writing this blog specifically for students and working professionals who wish to make a career in analytics but are not able to make a decision. This blog intends to help one evaluate.
Story on How Banks Lose Their Valuable Customers
I met one of my college friends after about 14 years. During the conversation, he shared his experience with various banks in the last 14 years and why his bank made him take additional products.
Information Value Concept in Scorecard Development
In this blog, I will try to explain the concept of Information Value (IV). My attempt in this blog is to explain the IV concept by taking an analogy from Physics. Information Value is one of the most widely used concepts for variable selection in logistic regression scorecard development process.
Analytics: Fusion of Science & Art
One of the common customer behavioural variables created from TRANSACTION data in banking is the Ratio of Debit Amount to Credit Amount for a certain time period, which can be a month, quarter, 6 month or any other period.
How I Learnt Predictive Analytics as Science & Art Fusion
In my career, I would have built 100+ models and frankly, I have found the approach to analytics As a fusion of science & art has worked for me in delivering robust models with very good lifts.